Flood Insurance
The worst thing homeowners can do is discover after a flood that their homeowners policy does not cover the damage. Many homeowners also assume that if they don’t live in a floodplain, they don’t need flood insurance.
Floods can occur due to storms, melting snow, hurricanes, or water backup caused by inadequate or overloaded drainage systems or a broken water main. According to FEMA, 30% of flood claims are filed by homeowners living in low- to moderate-risk flood areas.
Protect your home and belongings by talking with one of our agents today to find the right flood insurance coverage for your needs.
The damage caused by floodwaters can ruin your home, valuables, and sense of security. Protect yourself now from financial loss. It’s never too early to purchase coverage. Do not wait until there is a risk of flood. A policy will not take effect immediately after purchase. A good flood insurance policy can help cover claims even when a disaster is not declared. Your financial losses can be reimbursed, and this does not require repayment.
The cost of flood insurance is based on the area where you live. The average cost of flood insurance is $958 per year or $80 per month. However, keep in mind this may vary if you live in a flood plain or if you live in a low flood-risk area.
John Austin Carter & Associates
Address : 106 W Broad St.
Louisville, GA 30434
Phone: 478-253-9900
Email Us: john@jacaa.co
Hours of Operation
Monday-Friday:
9:00 am – 5:00 pm
Available via appointment on nights and weekends
Proudly serving the Central Savannah River Area!
The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.